Small Business Solutions

Helping small business offer the right benefits helps you attract talent, retain employees, and protect your people all while staying within your budget. At ClarVia Benefits Group, we help small businesses build custom benefits packages that balance cost, coverage, and care

Independent Brokers - Here for YOU

Independent Guidance: We’re not tied to one carrier. We shop top-rated companies to find what’s best for your team and your bottom line.

Flexible Options: From basic coverage to full benefit suites, we help you build what fits.

Easy Enrollment: We've got you. We make setup simple.

Hands-On Support: One-on-one help for you and your employees before =, during, and post enrollment.

How Does This Work?

1. Fill Out a Census

We'll collect basic information on all of your employees, whether or not they plan to enroll or not.

2. Review Your Options

We’ll compare plans and send you the options that best fit your team and budget for your review.

3. Presentation & Enrollment

We’ll walk through the choices,

then handle the enrollment process.

Easy and hands-off for you.

Custom Coverage

We don’t believe in one-size-fits-all insurance. With access to a wide range of life and health plans with multiple insurance companies, we help you:

✔ Fill coverage gaps


✔ Avoid surprise expenses


✔ Protect your health, income, and loved ones

Our job is to make sure you’re employees are covered exactly where it counts.

Health Insurance

Coverage for individuals under 65 years old or those not eligible for Medicare

Accident | Hospital Indemnity

Helps pay for out-of-pocket expenses if you're injured or hospitalized

Dental | Vision | Hearing

Affordable coverage to maintain your smile, eyesight, and hearing health

Cancer | Heart Attack | Stroke | Critical Illness

Cash benefits to help ease financial stress after a serious diagnosis

Short & Long Term Disability

Income protection if you're unable to work due to illness or injury, on and off the job.

Life Insurance

Protection for your loved ones in the event of death.

Ways Employers Can Save Money:

Offer a Section 125 Cafeteria Plan
Employees can pay for benefits with pre-tax dollars—saving you on payroll taxes.

Choose Level-Funded Health Plans
These offer the feel of group insurance with potential refunds if claims are low.

Supplement Major Medical with Ancillary Plans
Pairing lower-cost medical plans with add-ons like accident or hospital indemnity can reduce premiums without sacrificing coverage.

Set Contribution Limits
You control how much you contribute.

Take Advantage of Tax Deductions
Premiums for employee coverage are often tax-deductible as a business expense.

Your Insurance Source

Life, Health, Medicare, Dental, Vision, Cancer, Critical Illness, Aging Care, Final Planning & more

Access to All Your Options

We review all plan options and suggest what makes the best sense for your needs and your budget.

Personal Insurance Broker

Phones are always open to take any questions or you might have during your coverage period.

Reviews & Rewards

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Copyright ClarVia Benefits Group LLC 2025. All Rights Reserved.
 
Not affiliated with or endorsed by the United States government or the federal Medicare program. We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800- MEDICARE to get information on all your options. If you have any additional questions please contact us at 725-777-2338. Any redistribution or reproduction of part or all of the contents in any form is prohibited. You may not excerpt with our express written permission, distribute or or commercially exploit the contents in this site. Medicare has neither reviewed nor endorsed this information.